Aggregate businesses and individuals within a single global relationship, ensuring compliance with FDIC, NCUA, and SBA Affiliate and Size Standard requirements.

Additionally, establish joint relationships between two individuals for joint financial analyses and joint credit reports.

Leverage OpnLend's default forms, or use our provided Custom Form Builder and deploy financial spreading forms that meet your financial institution's need.

Coming Soon: Automated AI Spreading

Utilize OpnLend's file upload server, or configure your existing file server to utilize OpnLend's Document Manager User Interface.

OpnLend's Loans application provides your staff with a complete, tabular loan origination workflow. Key features include:

• Loan Strucuring
• Loan Roles (Borrowers and Guarantors)
• Policy Exception Tracking
• Loan Fees
• Sources and Uses
• Collateral Schedule
• Sources of Repayment
• Risk Rating
• Covenants and Tickler Assignments

Once completed, assign the loan or multiple loans to a Loan Presentation Package for review and decisioning by your designated approval authority. Don't like the default Loan Presentation? Build your own with OpnLend's upcoming Presentation Builder. Alternatively, Leverage OpnLend's APIs to extract the data into your desired third-party choice (Microsoft Word and Excel, Google Documents and Sheets, etc.).

OpnLend's beneficial ownership algorithm will automatically identify complicated beneficial ownership structures, including the identification of required missing ownership.

Ultimately, allowing you to speed line the underwriting process while ensuring compliance with SBA SOP requirements and your internal policy requirements.

• OpnLend Credit Training Program: A commercial and consumer credit training program providing your staff with customizable lesson plans, all centered around the OpnLend system.
• Loan Application Builder
• Loan Document Portal
• Tickler Tracking
• Third-Party Vendor Ordering and Management
• SBA ETRAN API Integration (Current In Development)
• Core Integration of Existing Loans, Customers, and Deposits